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Download this free guide forhelpful tips on how to improve your credit rating. Mortgage Refinance Mortgage Home Loans Mortgage Rates free credit report and scores Chicago Home Equity Loans & Lines of Credit FHA Loans Debt free credit report and scores Chicago Consolidation Loans Personal Loans Auto Loans Auto Warranty Auto Insurance Real Estate Services Movers and Packers Free Credit Score Credit Repair Credit Cards ID Theft Protection Ask the Tree Lender Ratings & Reviews Mortgage News Smart Borrower Center Glossary Advertising Disclosures Privacy Policy free credit report and scores Chicago Security Terms of free credit report and scores Chicago Use Licenses & Disclosures Best free credit report and scores Chicago Deal Guarantee Mortgage Tools Mortgage free credit report and scores Chicago Checkup Mortgage Widget Mortgage Calculator Refinance free credit report and scores Chicago Calculator Home Equity Calculator Mobile Apps Tree Real Estate Online Degrees Autos LendingTree Foundation Done Right Home Improvement free credit report and scores Chicago Expedia Hotels Hotwire Sendori LiveItUp Business Insurance Now LendingTree Blog Twitter Facebook LinkedIn Email Subscriptions About Us For the Media News Releases Get Internet Mortgage Leads Partner With LendingTree Careers Site Map Just another WordPress weblog I am expecting my free credit report and scores Chicago discharge for Chapter 7 to be final in 2 or 3 weeks. Which step should I take 1st to start rebuilding credit? I was thinking about getting a credit card but would a car loan be better? I just don’t want to make mistakes here and want to rebuild my credit so I will be able to buy a house. Joe I would not expect credit repair to occur quickly; it can sometimes take a couple years free credit report and scores Chicago to rebuild credit to a point where you could get a halfway decent interest rate on a home mortgage. Otherwise, you run the risk of paying too free credit report and scores Chicago much in interest and not being able to make your payments.